Loan
|
S. No. |
Type of Loan / Loan Limit |
Rate (%) |
|
1 |
Consumer Durable Loan |
12.5 |
|
2 |
Loan against NSC/KVP/LIC BOND |
12 |
|
3 |
Loans granted to Traders / Firms as Cash Credit (CC) / Overdraft (OD) Limit |
|
|
(a) Up to ₹5.00 lakh |
11 |
|
|
(b) Above ₹5.00 lakh up to ₹10.00 lakh |
11.5 |
|
|
(c) Above ₹10.00 lakh |
12 |
|
|
4 |
Loan Limit under Swarojgar Credit Card (up to ₹50,000 maximum) and Self-Employment Credit Card (all loans) |
13 |
|
5 |
Loan Limit granted under SHG (Self Help Group) |
12 |
|
6 |
CC Limit against Salary for Salaried Employees |
10.25 |
|
7 |
Vehicle Loans |
|
|
(a) Up to ₹5.00 lakh |
9 |
|
|
(b) Above ₹5.00 lakh up to ₹10.00 lakh |
9.5 |
|
|
(c) Above ₹10.00 lakh |
9.75 |
|
|
Two Wheeler Vehicle Loan (Personal & Commercial) |
11.5 |
|
|
Commercial Vehicle Loans |
||
|
(a) Up to ₹5.00 lakh |
10.5 |
|
|
(b) Above ₹5.00 lakh up to ₹10.00 lakh |
11 |
|
|
(c) Above ₹10.00 lakh |
12 |
|
|
8 |
Housing Loan (Personal & Repairing) |
|
|
(a) Up to ₹5.00 lakh |
8.8 |
|
|
(b) Above ₹5.00 lakh up to ₹10.00 lakh |
9 |
|
|
(c) Above ₹10.00 lakh up to ₹20.00 lakh |
9.2 |
|
|
Commercial Housing Loan |
||
|
(a) Up to ₹10.00 lakh |
11.5 |
|
|
(b) Above ₹10.00 lakh |
12 |
|
|
Rural Housing Loan (Maximum limit ₹1.00 lakh) |
12.5 |
|
|
9 |
Loan for Patent under Veer Chandra Singh Garhwali Scheme |
|
|
(a) Up to ₹10.00 lakh |
12.5 |
|
|
(b) Above ₹10.00 lakh |
13 |
|
|
10 |
Joint Liability Group (JLG) and Bank Linkage Loans |
13 |
|
11 |
Loan distributed against salary through salary committee |
|
|
(a)Bank/Society |
9.25 |
|
|
(b) Society / Member |
11.25 |
|
|
12 |
Education Loan |
|
|
(a) Up to ₹3.00 lakh |
10 |
|
|
(b) Above ₹3.00 lakh up to ₹8.00 lakh |
10.25 |
|
|
(c) Above ₹8.00 lakh up to ₹15.00 lakh |
10.5 |
|
|
13 |
Loans distributed by branches under schemes / loans for agriculture and allied agricultural activities distributed to individual members |
|
|
(a) Up to ₹3.00 lakh |
11 |
|
|
(b) Above ₹3.00 lakh |
11.5 |
|
|
14 |
Fertilizer Loan Limit |
|
|
(a) Up to ₹3.00 lakh |
10.5 |
|
|
(b) Above ₹3.00 lakh |
11 |